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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,482 | $185,883-96.5% | $170,043-96.2% | $139,466-95.4% |
| Participation rate | 86.4% | 87.8%-1.4pp | 87.0%-0.6pp | 80.3%+6.0pp |
| Annual return | 14.94% | 60.54%-45.6pp | 53.40%-38.5pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,332 | $7,596-69.3% | $6,790-65.7% | $4,754-50.9% |
| Participant deferral / active EE | $3,851 | $11,626-66.9% | $10,410-63.0% | $6,712-42.6% |
| Admin fee / account holder | $3,634 | $15,393-76.4% | $12,824-71.7% | $11,409-68.1% |