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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,946 | $110,083-95.5% | $151,639-96.7% | $68,486-92.8% |
| Participation rate | 92.3% | 84.0%+8.4pp | 87.5%+4.8pp | 67.9%+24.4pp |
| Annual return | -16.26% | -10.12%-6.1pp | 3.34%-19.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $2,321 | $4,470-48.1% | $6,165-62.3% | $2,597-10.6% |
| Participant deferral / active EE | $3,515 | $6,526-46.1% | $8,363-58.0% | $4,028-12.7% |
| Admin fee / account holder | $713 | $7,718-90.8% | $11,613-93.9% | $5,404-86.8% |