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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,599 | $72,492-78.5% | $87,102-82.1% | $72,983-78.6% |
| Participation rate | 80.4% | 72.8%+7.6pp | 76.9%+3.6pp | 69.5%+10.9pp |
| Annual return | 22.68% | 24.46%-1.8pp | 28.19%-5.5pp | 81.01%-58.3pp |
| Employer contribution / active EE | $1,377 | $1,894-27.3% | $2,521-45.4% | $2,440-43.6% |
| Participant deferral / active EE | $1,917 | $3,270-41.4% | $4,048-52.7% | $3,608-46.9% |
| Admin fee / account holder | $1,437 | $5,055-71.6% | $7,491-80.8% | $5,124-72.0% |