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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,219 | $102,422-62.7% | $147,117-74.0% | $80,959-52.8% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 19.20% | 135.16%-116.0pp | 420.54%-401.3pp | 35.67%-16.5pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,932-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $18,003 | $6,652+170.6% | $8,065+123.2% | $4,300+318.6% |
| Admin fee / account holder | $3,319 | $7,953-58.3% | $12,993-74.5% | $6,925-52.1% |