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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,705 | $106,749-52.5% | $145,433-65.1% | $82,448-38.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 23.95% | 27.59%-3.6pp | 66.58%-42.6pp | 41.64%-17.7pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $20,851 | $6,519+219.9% | $7,897+164.0% | $4,139+403.7% |
| Admin fee / account holder | $4,187 | $8,390-50.1% | $13,129-68.1% | $7,234-42.1% |