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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,465 | $175,259-22.7% | $149,723-9.5% | $139,487-2.9% |
| Participation rate | 95.2% | 83.4%+11.8pp | 78.8%+16.5pp | 80.3%+14.9pp |
| Annual return | 15.39% | 166.82%-151.4pp | 134.50%-119.1pp | 373.84%-358.5pp |
| Employer contribution / active EE | $6,967 | $5,478+27.2% | $4,821+44.5% | $4,755+46.5% |
| Participant deferral / active EE | $8,245 | $6,522+26.4% | $5,682+45.1% | $6,713+22.8% |
| Admin fee / account holder | $1,296 | $16,158-92.0% | $13,215-90.2% | $11,407-88.6% |