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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,952 | $217,432-43.0% | $185,851-33.3% | $167,553-26.0% |
| Participation rate | 94.4% | 86.1%+8.4pp | 81.7%+12.7pp | 82.1%+12.3pp |
| Annual return | 16.67% | 148.43%-131.8pp | 122.11%-105.4pp | 478.89%-462.2pp |
| Employer contribution / active EE | $8,514 | $5,874+44.9% | $5,168+64.7% | $4,840+75.9% |
| Participant deferral / active EE | $6,617 | $6,357+4.1% | $5,569+18.8% | $6,343+4.3% |
| Admin fee / account holder | $1,256 | $19,820-93.7% | $16,245-92.3% | $12,316-89.8% |