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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,152 | $112,121-68.6% | $95,960-63.4% | $158,966-77.9% |
| Participation rate | 76.9% | 79.0%-2.1pp | 77.1%-0.2pp | 82.0%-5.0pp |
| Annual return | 30.27% | 171.16%-140.9pp | 91.63%-61.4pp | 302.95%-272.7pp |
| Employer contribution / active EE | $1,734 | $3,199-45.8% | $2,541-31.8% | $4,762-63.6% |
| Participant deferral / active EE | $2,290 | $4,784-52.1% | $4,167-45.0% | $5,983-61.7% |
| Admin fee / account holder | $1,197 | $10,135-88.2% | $6,797-82.4% | $11,250-89.4% |