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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,271 | $77,492+100.4% | $100,398+54.7% | $80,911+91.9% |
| Participation rate | 85.5% | 76.9%+8.5pp | 81.5%+4.0pp | 67.6%+17.8pp |
| Annual return | 12.19% | 37.23%-25.0pp | 49.32%-37.1pp | 35.63%-23.4pp |
| Employer contribution / active EE | $1,064 | $2,800-62.0% | $3,946-73.0% | $2,756-61.4% |
| Participant deferral / active EE | $8,151 | $6,817+19.6% | $8,084+0.8% | $4,297+89.7% |
| Admin fee / account holder | $30,294 | $5,892+414.2% | $7,893+283.8% | $6,935+336.8% |