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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,297 | $100,004+179.3% | $81,438+243.0% | $145,959+91.4% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.5%+0.5pp | 80.3%-10.3pp |
| Annual return | 15.21% | 34.34%-19.1pp | 24.74%-9.5pp | 561.95%-546.7pp |
| Employer contribution / active EE | $1,894 | $2,970-36.2% | $2,460-23.0% | $4,661-59.4% |
| Participant deferral / active EE | $10,321 | $4,603+124.2% | $3,883+165.8% | $6,689+54.3% |
| Admin fee / account holder | $23,694 | $8,202+188.9% | $5,764+311.1% | $13,398+76.9% |