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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,048 | $93,598-79.6% | $135,974-86.0% | $75,173-74.7% |
| Participation rate | 93.8% | 75.2%+18.6pp | 81.9%+11.8pp | 67.2%+26.5pp |
| Annual return | 43.04% | 30.89%+12.1pp | 68.30%-25.3pp | 160.72%-117.7pp |
| Employer contribution / active EE | $1,224 | $3,538-65.4% | $4,859-74.8% | $2,671-54.2% |
| Participant deferral / active EE | $3,682 | $6,405-42.5% | $7,760-52.5% | $4,126-10.8% |
| Admin fee / account holder | $766 | $6,978-89.0% | $10,767-92.9% | $5,651-86.5% |