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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,379 | $82,674-82.6% | $125,381-88.5% | $68,486-79.0% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.4%+9.6pp | 67.9%+24.1pp |
| Annual return | -13.23% | -5.97%-7.3pp | 572.31%-585.5pp | -7.85%-5.4pp |
| Employer contribution / active EE | $2,429 | $3,382-28.2% | $4,815-49.6% | $2,597-6.5% |
| Participant deferral / active EE | $4,976 | $6,111-18.6% | $7,448-33.2% | $4,028+23.6% |
| Admin fee / account holder | $1,913 | $6,277-69.5% | $10,007-80.9% | $5,404-64.6% |