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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,001 | $102,422-80.5% | $147,117-86.4% | $80,959-75.3% |
| Participation rate | 93.0% | 75.9%+17.1pp | 82.2%+10.8pp | 67.7%+25.3pp |
| Annual return | 54.92% | 135.16%-80.2pp | 420.54%-365.6pp | 35.67%+19.2pp |
| Employer contribution / active EE | $972 | $3,717-73.8% | $4,932-80.3% | $2,757-64.7% |
| Participant deferral / active EE | $2,876 | $6,652-56.8% | $8,065-64.3% | $4,300-33.1% |
| Admin fee / account holder | $359 | $7,953-95.5% | $12,993-97.2% | $6,925-94.8% |