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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,454 | $49,897-2.9% | $80,648-39.9% | $75,177-35.5% |
| Participation rate | 33.3% | 55.3%-22.0pp | 67.0%-33.7pp | 67.2%-33.9pp |
| Annual return | 22.25% | 34.68%-12.4pp | 937.21%-915.0pp | 160.75%-138.5pp |
| Employer contribution / active EE | $779 | $1,699-54.1% | $2,724-71.4% | $2,671-70.8% |
| Participant deferral / active EE | $1,186 | $2,992-60.4% | $4,443-73.3% | $4,126-71.3% |
| Admin fee / account holder | $1,389 | $3,579-61.2% | $5,382-74.2% | $5,651-75.4% |