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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,048 | $129,476-69.1% | $93,515-57.2% | $158,982-74.8% |
| Participation rate | 42.9% | 71.0%-28.1pp | 66.8%-24.0pp | 82.0%-39.1pp |
| Annual return | 20.52% | 118.56%-98.0pp | 78.21%-57.7pp | 302.99%-282.5pp |
| Employer contribution / active EE | $851 | $2,717-68.7% | $2,077-59.1% | $4,763-82.1% |
| Participant deferral / active EE | $1,152 | $3,916-70.6% | $3,129-63.2% | $5,983-80.7% |
| Admin fee / account holder | $207 | $7,396-97.2% | $5,235-96.0% | $11,252-98.2% |