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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,442 | $108,882-56.4% | $96,754-51.0% | $154,746-69.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 24.09% | 98.39%-74.3pp | 82.04%-57.9pp | 172.34%-148.2pp |
| Employer contribution / active EE | $9,147 | $3,018+203.1% | $2,679+241.4% | $4,379+108.9% |
| Participant deferral / active EE | $5,717 | $5,323+7.4% | $4,758+20.2% | $6,730-15.1% |
| Admin fee / account holder | $1,173 | $10,200-88.5% | $8,905-86.8% | $14,365-91.8% |