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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,500 | $100,073-61.5% | $85,126-54.8% | $145,877-73.6% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 19.38% | 84.11%-64.7pp | 66.63%-47.3pp | 551.28%-531.9pp |
| Employer contribution / active EE | $9,964 | $3,236+207.9% | $2,731+264.8% | $4,663+113.7% |
| Participant deferral / active EE | $6,384 | $5,294+20.6% | $4,523+41.1% | $6,691-4.6% |
| Admin fee / account holder | $1,996 | $7,261-72.5% | $6,160-67.6% | $13,402-85.1% |