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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,029 | $217,432-71.9% | $185,849-67.2% | $167,536-63.6% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 14.28% | 148.42%-134.1pp | 122.10%-107.8pp | 478.82%-464.5pp |
| Employer contribution / active EE | $7,065 | $5,875+20.3% | $5,169+36.7% | $4,839+46.0% |
| Participant deferral / active EE | $10,421 | $6,357+63.9% | $5,569+87.1% | $6,342+64.3% |
| Admin fee / account holder | $1,125 | $19,818-94.3% | $16,244-93.1% | $12,315-90.9% |