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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,896 | $138,102-70.4% | $125,381-67.4% | $134,532-69.6% |
| Participation rate | 57.1% | 84.5%-27.4pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | 14.16% | 750.73%-736.6pp | 572.31%-558.1pp | 418.27%-404.1pp |
| Employer contribution / active EE | $6,098 | $5,245+16.3% | $4,815+26.6% | $4,741+28.6% |
| Participant deferral / active EE | $6,024 | $7,801-22.8% | $7,448-19.1% | $6,401-5.9% |
| Admin fee / account holder | $2,037 | $11,568-82.4% | $10,007-79.6% | $11,429-82.2% |