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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,896 | $138,078-70.4% | $125,363-67.4% | $134,509-69.6% |
| Participation rate | 57.1% | 84.5%-27.3pp | 82.4%-25.2pp | 81.2%-24.1pp |
| Annual return | 14.16% | 750.49%-736.3pp | 572.15%-558.0pp | 418.13%-404.0pp |
| Employer contribution / active EE | $6,098 | $5,245+16.3% | $4,815+26.7% | $4,741+28.6% |
| Participant deferral / active EE | $6,024 | $7,800-22.8% | $7,447-19.1% | $6,400-5.9% |
| Admin fee / account holder | $2,037 | $11,566-82.4% | $10,005-79.6% | $11,427-82.2% |