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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,967 | $76,522-30.8% | $56,033-5.5% | $145,884-63.7% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 18.34% | 3014.28%-2995.9pp | 1711.38%-1693.0pp | 551.85%-533.5pp |
| Employer contribution / active EE | $1,465 | $1,382+6.0% | $1,041+40.8% | $4,662-68.6% |
| Participant deferral / active EE | $4,375 | $2,624+66.7% | $1,954+123.9% | $6,690-34.6% |
| Admin fee / account holder | $476 | $3,328-85.7% | $2,827-83.1% | $13,392-96.4% |