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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,233 | $81,668-52.0% | $58,507-32.9% | $139,487-71.9% |
| Participation rate | 66.7% | 61.3%+5.3pp | 50.9%+15.8pp | 80.3%-13.7pp |
| Annual return | 26.97% | 7430.07%-7403.1pp | 4252.32%-4225.3pp | 373.84%-346.9pp |
| Employer contribution / active EE | $1,592 | $1,398+13.9% | $1,053+51.1% | $4,755-66.5% |
| Participant deferral / active EE | $4,627 | $2,554+81.2% | $1,922+140.7% | $6,713-31.1% |
| Admin fee / account holder | $372 | $3,212-88.4% | $2,486-85.0% | $11,407-96.7% |