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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,398 | $110,212-59.7% | $96,534-54.0% | $139,466-68.2% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 61.43% | 26.42%+35.0pp | 25.88%+35.6pp | 373.66%-312.2pp |
| Employer contribution / active EE | $2,171 | $3,620-40.0% | $2,965-26.8% | $4,754-54.3% |
| Participant deferral / active EE | $7,476 | $5,547+34.8% | $4,851+54.1% | $6,712+11.4% |
| Admin fee / account holder | $4,124 | $11,599-64.4% | $8,253-50.0% | $11,409-63.9% |