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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,650 | $138,102-94.5% | $125,381-93.9% | $134,532-94.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 38.49% | 750.73%-712.2pp | 572.31%-533.8pp | 418.27%-379.8pp |
| Employer contribution / active EE | $2,825 | $5,245-46.1% | $4,815-41.3% | $4,741-40.4% |
| Participant deferral / active EE | $3,903 | $7,801-50.0% | $7,448-47.6% | $6,401-39.0% |
| Admin fee / account holder | $948 | $11,568-91.8% | $10,007-90.5% | $11,429-91.7% |