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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,843 | $51,202-57.3% | $70,548-69.0% | $75,181-70.9% |
| Participation rate | 92.6% | 61.0%+31.6pp | 68.3%+24.2pp | 67.2%+25.4pp |
| Annual return | 457.33% | 30.05%+427.3pp | 32.78%+424.5pp | 160.69%+296.6pp |
| Employer contribution / active EE | $1,003 | $1,827-45.1% | $2,975-66.3% | $2,671-62.4% |
| Participant deferral / active EE | $2,747 | $2,850-3.6% | $4,567-39.9% | $4,126-33.4% |
| Admin fee / account holder | $453 | $4,094-88.9% | $6,424-92.9% | $5,650-92.0% |