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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,468 | $100,203-91.5% | $85,240-90.1% | $145,897-94.2% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 7.08% | 84.28%-77.2pp | 66.75%-59.7pp | 552.29%-545.2pp |
| Employer contribution / active EE | $2,603 | $3,242-19.7% | $2,735-4.8% | $4,663-44.2% |
| Participant deferral / active EE | $2,607 | $5,299-50.8% | $4,527-42.4% | $6,689-61.0% |
| Admin fee / account holder | $5,002 | $7,265-31.2% | $6,165-18.9% | $13,390-62.6% |