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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,617 | $97,125-83.9% | $86,233-81.9% | $137,256-88.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 12.37% | 74.19%-61.8pp | 61.39%-49.0pp | 220.34%-208.0pp |
| Employer contribution / active EE | $1,073 | $2,841-62.2% | $2,504-57.2% | $4,156-74.2% |
| Participant deferral / active EE | $1,480 | $5,180-71.4% | $4,559-67.5% | $6,407-76.9% |
| Admin fee / account holder | $1,775 | $9,725-81.7% | $8,342-78.7% | $12,270-85.5% |