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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $123,819 |
LITTLE, RICHARD2+ years Service code 28 · EIN 34-2828444 | Investment Management | $27,500 |
SERENITY INVESTMENT ADVISORS2+ years Filed as: SERENITY INVESTMENT ADVISORS, LLC Service code 28 · EIN 84-4657252 | Investment Management | $13,750 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,288 | $136,266-83.6% | $90,760-75.4% | $77,906-71.4% |
| Participation rate | 97.8% | 86.6%+11.2pp | 75.7%+22.1pp | 73.7%+24.1pp |
| Annual return | -14.66% | -11.32%-3.3pp | -12.16%-2.5pp | 12.16%-26.8pp |
| Employer contribution / active EE | $1,291 | $4,215-69.4% | $2,922-55.8% | $2,846-54.6% |
| Participant deferral / active EE | $4,336 | $6,353-31.7% | $4,565-5.0% | $4,805-9.8% |
| Admin fee / account holder | $49 | $399-87.6% | $8,444-99.4% | $133-62.9% |