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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,136 | $148,623-11.8% | $135,974-3.6% | $139,466-6.0% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 14.92% | 79.30%-64.4pp | 68.30%-53.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $10,577 | $5,246+101.6% | $4,859+117.7% | $4,754+122.5% |
| Participant deferral / active EE | $4,040 | $8,103-50.1% | $7,760-47.9% | $6,712-39.8% |
| Admin fee / account holder | $1,036 | $12,406-91.6% | $10,767-90.4% | $11,409-90.9% |