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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,569 | $95,580-28.3% | $76,872-10.8% | $139,466-50.8% |
| Participation rate | 35.7% | 74.0%-38.3pp | 69.6%-33.9pp | 80.3%-44.6pp |
| Annual return | 16.04% | 55.00%-39.0pp | 37.90%-21.9pp | 373.66%-357.6pp |
| Employer contribution / active EE | $571 | $3,145-81.8% | $2,533-77.5% | $4,754-88.0% |
| Participant deferral / active EE | $1,472 | $4,623-68.2% | $3,832-61.6% | $6,712-78.1% |
| Admin fee / account holder | $5,158 | $8,302-37.9% | $5,476-5.8% | $11,409-54.8% |