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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,448 | $110,801-72.5% | $86,615-64.8% | $167,536-81.8% |
| Participation rate | 42.9% | 75.8%-32.9pp | 71.6%-28.8pp | 82.1%-39.3pp |
| Annual return | 14.17% | 116.96%-102.8pp | 63.51%-49.3pp | 478.82%-464.6pp |
| Employer contribution / active EE | $476 | $3,245-85.3% | $2,496-80.9% | $4,839-90.2% |
| Participant deferral / active EE | $1,001 | $4,547-78.0% | $3,699-72.9% | $6,342-84.2% |
| Admin fee / account holder | $55 | $8,417-99.4% | $5,830-99.1% | $12,315-99.6% |