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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,870 | $185,312-35.3% | $161,489-25.8% | $154,746-22.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.72% | 103.84%-91.1pp | 89.72%-77.0pp | 172.34%-159.6pp |
| Employer contribution / active EE | $4,518 | $4,769-5.3% | $4,268+5.8% | $4,379+3.2% |
| Participant deferral / active EE | $9,168 | $6,350+44.4% | $5,630+62.8% | $6,730+36.2% |
| Admin fee / account holder | $1,506 | $18,654-91.9% | $16,006-90.6% | $14,365-89.5% |