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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,477 | $183,592-43.1% | $155,574-32.8% | $145,877-28.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.53% | 61.37%-49.8pp | 64.87%-53.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $3,532 | $5,317-33.6% | $4,676-24.5% | $4,663-24.3% |
| Participant deferral / active EE | $6,322 | $6,466-2.2% | $5,629+12.3% | $6,691-5.5% |
| Admin fee / account holder | $1,127 | $19,316-94.2% | $15,914-92.9% | $13,402-91.6% |