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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,142 | $176,077-87.4% | $159,455-86.1% | $167,518-86.8% |
| Participation rate | 77.3% | 84.9%-7.7pp | 82.8%-5.6pp | 82.1%-4.8pp |
| Annual return | 12.33% | 331.83%-319.5pp | 263.63%-251.3pp | 478.71%-466.4pp |
| Employer contribution / active EE | $2,975 | $5,298-43.8% | $4,830-38.4% | $4,838-38.5% |
| Participant deferral / active EE | $8,167 | $7,751+5.4% | $7,353+11.1% | $6,342+28.8% |
| Admin fee / account holder | $911 | $12,556-92.7% | $10,800-91.6% | $12,312-92.6% |