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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,443 | $160,040+25.9% | $147,096+36.9% | $145,877+38.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.11% | 98.49%-82.4pp | 419.75%-403.6pp | 551.28%-535.2pp |
| Employer contribution / active EE | $17,930 | $5,289+239.0% | $4,936+263.3% | $4,663+284.5% |
| Participant deferral / active EE | $25,538 | $8,429+203.0% | $8,071+216.4% | $6,691+281.7% |
| Admin fee / account holder | $23,561 | $15,050+56.6% | $13,005+81.2% | $13,402+75.8% |