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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,873 | $201,264+7.3% | $184,185+17.2% | $145,978+47.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 21.30% | 29.00%-7.7pp | 28.81%-7.5pp | 550.52%-529.2pp |
| Employer contribution / active EE | $9,166 | $7,021+30.6% | $6,426+42.7% | $4,662+96.6% |
| Participant deferral / active EE | $18,635 | $9,806+90.0% | $9,132+104.1% | $6,690+178.6% |
| Admin fee / account holder | $753 | $16,376-95.4% | $13,909-94.6% | $13,400-94.4% |