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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,637 | $88,702-38.4% | $81,780-33.2% | $145,978-62.6% |
| Participation rate | 72.7% | 75.0%-2.3pp | 72.4%+0.4pp | 80.3%-7.6pp |
| Annual return | 14.03% | 1029.12%-1015.1pp | 776.27%-762.2pp | 550.52%-536.5pp |
| Employer contribution / active EE | $5,566 | $3,084+80.5% | $2,914+91.0% | $4,662+19.4% |
| Participant deferral / active EE | $10,131 | $4,645+118.1% | $4,321+134.5% | $6,690+51.4% |
| Admin fee / account holder | $12,853 | $8,414+52.8% | $7,384+74.1% | $13,400-4.1% |