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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,608 | $45,872+40.8% | $77,096-16.2% | $68,486-5.7% |
| Participation rate | 97.9% | 55.9%+42.0pp | 67.9%+30.0pp | 67.9%+30.0pp |
| Annual return | -17.37% | 1.73%-19.1pp | 42.35%-59.7pp | -7.85%-9.5pp |
| Employer contribution / active EE | $3,960 | $1,650+140.0% | $2,814+40.7% | $2,597+52.5% |
| Participant deferral / active EE | $11,880 | $2,963+301.0% | $4,429+168.2% | $4,028+195.0% |
| Admin fee / account holder | $1,515 | $3,041-50.2% | $5,428-72.1% | $5,404-72.0% |