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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,885 | $48,053+43.4% | $84,628-18.6% | $72,975-5.6% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 23.70% | 37.39%-13.7pp | 258.80%-235.1pp | 81.01%-57.3pp |
| Employer contribution / active EE | $3,138 | $1,602+95.9% | $2,653+18.3% | $2,440+28.6% |
| Participant deferral / active EE | $7,840 | $2,681+192.5% | $3,900+101.0% | $3,608+117.3% |
| Admin fee / account holder | $4,445 | $3,395+30.9% | $4,914-9.5% | $5,124-13.2% |