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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,453 | $136,860-74.8% | $120,344-71.4% | $154,746-77.7% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 21.06% | 21.38%-0.3pp | 20.30%+0.8pp | 172.34%-151.3pp |
| Employer contribution / active EE | $3,280 | $3,533-7.2% | $3,020+8.6% | $4,379-25.1% |
| Participant deferral / active EE | $4,565 | $5,793-21.2% | $5,135-11.1% | $6,730-32.2% |
| Admin fee / account holder | $414 | $15,393-97.3% | $12,742-96.7% | $14,365-97.1% |