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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,571 | $117,846-75.8% | $102,434-72.1% | $145,884-80.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.40% | 31.90%-16.5pp | 29.46%-14.1pp | 551.85%-536.4pp |
| Employer contribution / active EE | $3,479 | $3,615-3.8% | $3,023+15.1% | $4,662-25.4% |
| Participant deferral / active EE | $5,835 | $5,733+1.8% | $5,055+15.4% | $6,690-12.8% |
| Admin fee / account holder | $386 | $13,356-97.1% | $9,462-95.9% | $13,392-97.1% |