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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,400 | $148,623-72.1% | $135,974-69.6% | $139,466-70.3% |
| Participation rate | 41.7% | 83.9%-42.2pp | 81.9%-40.3pp | 80.3%-38.7pp |
| Annual return | 20.86% | 79.30%-58.4pp | 68.30%-47.4pp | 373.66%-352.8pp |
| Employer contribution / active EE | $1,485 | $5,246-71.7% | $4,859-69.4% | $4,754-68.8% |
| Participant deferral / active EE | $3,696 | $8,103-54.4% | $7,760-52.4% | $6,712-44.9% |
| Admin fee / account holder | $17 | $12,406-99.9% | $10,767-99.8% | $11,409-99.9% |