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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,136 | $176,105-83.5% | $159,474-81.7% | $167,536-82.6% |
| Participation rate | 27.3% | 85.0%-57.7pp | 82.8%-55.6pp | 82.1%-54.8pp |
| Annual return | 21.92% | 331.91%-310.0pp | 263.68%-241.8pp | 478.82%-456.9pp |
| Employer contribution / active EE | $1,127 | $5,299-78.7% | $4,831-76.7% | $4,839-76.7% |
| Participant deferral / active EE | $3,870 | $7,751-50.1% | $7,353-47.4% | $6,342-39.0% |
| Admin fee / account holder | $20 | $12,559-99.8% | $10,802-99.8% | $12,315-99.8% |