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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,855 | $65,555-83.4% | $86,216-87.4% | $75,173-85.6% |
| Participation rate | 87.8% | 60.5%+27.3pp | 69.0%+18.8pp | 67.2%+20.6pp |
| Annual return | 20.12% | 46.07%-26.0pp | 1169.42%-1149.3pp | 160.72%-140.6pp |
| Employer contribution / active EE | $1,096 | $1,553-29.4% | $2,382-54.0% | $2,671-58.9% |
| Participant deferral / active EE | $2,044 | $3,023-32.4% | $3,986-48.7% | $4,126-50.5% |
| Admin fee / account holder | $187 | $5,469-96.6% | $6,853-97.3% | $5,651-96.7% |