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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,905 | $71,208-41.2% | $93,681-55.3% | $80,911-48.2% |
| Participation rate | 27.1% | 60.4%-33.3pp | 68.7%-41.6pp | 67.6%-40.5pp |
| Annual return | 51.92% | 11.27%+40.7pp | 133.47%-81.5pp | 35.63%+16.3pp |
| Employer contribution / active EE | $1,256 | $1,564-19.7% | $2,422-48.1% | $2,756-54.4% |
| Participant deferral / active EE | $2,325 | $4,035-42.4% | $4,415-47.3% | $4,297-45.9% |
| Admin fee / account holder | $1,356 | $6,951-80.5% | $8,290-83.6% | $6,935-80.5% |