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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,716 | $115,903-57.1% | $100,528-50.5% | $158,966-68.7% |
| Participation rate | 33.3% | 81.6%-48.3pp | 79.4%-46.1pp | 82.0%-48.6pp |
| Annual return | 199.59% | 34.80%+164.8pp | 30.90%+168.7pp | 302.95%-103.4pp |
| Employer contribution / active EE | $3,800 | $4,105-7.4% | $3,419+11.2% | $4,762-20.2% |
| Participant deferral / active EE | $8,667 | $6,677+29.8% | $6,271+38.2% | $5,983+44.9% |
| Admin fee / account holder | $110 | $11,000-99.0% | $8,084-98.6% | $11,250-99.0% |