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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,599 | $102,595+35.1% | $94,057+47.4% | $154,746-10.4% |
| Participation rate | 60.0% | 76.0%-16.0pp | 73.3%-13.3pp | 80.7%-20.7pp |
| Annual return | 18.89% | 583.42%-564.5pp | 480.62%-461.7pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,485 | $3,147-21.0% | $2,933-15.3% | $4,379-43.2% |
| Participant deferral / active EE | $8,970 | $5,118+75.2% | $4,709+90.5% | $6,730+33.3% |
| Admin fee / account holder | $0 | $7,736-100.0% | $7,244-100.0% | $14,365-100.0% |