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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,232 | $92,743-24.3% | $82,744-15.1% | $134,532-47.8% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | -22.16% | 946.63%-968.8pp | 702.22%-724.4pp | 418.27%-440.4pp |
| Employer contribution / active EE | $1,836 | $3,273-43.9% | $3,008-39.0% | $4,741-61.3% |
| Participant deferral / active EE | $5,894 | $4,802+22.8% | $4,395+34.1% | $6,401-7.9% |
| Admin fee / account holder | $13,320 | $5,977+122.8% | $5,325+150.2% | $11,429+16.6% |