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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,571 | $125,184-54.0% | $105,607-45.5% | $145,884-60.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.86% | 225.00%-210.1pp | 116.11%-101.2pp | 551.85%-537.0pp |
| Employer contribution / active EE | $24,464 | $3,720+557.7% | $3,167+672.5% | $4,662+424.7% |
| Participant deferral / active EE | $30,034 | $5,714+425.6% | $5,011+499.3% | $6,690+349.0% |
| Admin fee / account holder | $13,866 | $17,133-19.1% | $10,958+26.5% | $13,392+3.5% |