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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,482 | $118,708-76.0% | $98,920-71.2% | $158,982-82.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 22.74% | 372.49%-349.8pp | 196.47%-173.7pp | 302.99%-280.3pp |
| Employer contribution / active EE | $10,260 | $3,334+207.7% | $2,689+281.5% | $4,763+115.4% |
| Participant deferral / active EE | $15,575 | $5,089+206.0% | $4,245+266.9% | $5,983+160.3% |
| Admin fee / account holder | $18,600 | $10,134+83.6% | $6,643+180.0% | $11,252+65.3% |