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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,155 | $132,634-27.5% | $115,768-16.9% | $137,256-29.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 17.04% | 160.70%-143.7pp | 100.46%-83.4pp | 220.34%-203.3pp |
| Employer contribution / active EE | $15,686 | $3,360+366.9% | $2,940+433.6% | $4,156+277.4% |
| Participant deferral / active EE | $28,345 | $5,619+404.5% | $4,917+476.5% | $6,407+342.4% |
| Admin fee / account holder | $2,710 | $15,028-82.0% | $12,439-78.2% | $12,270-77.9% |