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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,571 | $125,190-54.0% | $105,624-45.5% | $145,897-60.5% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.86% | 225.22%-210.4pp | 116.20%-101.3pp | 552.29%-537.4pp |
| Employer contribution / active EE | $24,464 | $3,720+557.6% | $3,168+672.3% | $4,663+424.7% |
| Participant deferral / active EE | $30,034 | $5,716+425.5% | $5,013+499.2% | $6,689+349.0% |
| Admin fee / account holder | $13,866 | $17,138-19.1% | $10,961+26.5% | $13,390+3.6% |