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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,453 | $183,978+29.6% | $162,171+47.0% | $152,885+56.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 24.02% | 150.78%-126.8pp | 115.60%-91.6pp | 345.39%-321.4pp |
| Employer contribution / active EE | $6,076 | $6,370-4.6% | $5,613+8.3% | $4,763+27.6% |
| Participant deferral / active EE | $14,750 | $8,033+83.6% | $7,297+102.1% | $5,851+152.1% |
| Admin fee / account holder | $706 | $13,122-94.6% | $10,843-93.5% | $11,598-93.9% |