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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,506 | $148,582-64.7% | $135,942-61.4% | $139,456-62.3% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 19.67% | 79.26%-59.6pp | 68.28%-48.6pp | 373.45%-353.8pp |
| Employer contribution / active EE | $2,241 | $5,245-57.3% | $4,858-53.9% | $4,753-52.8% |
| Participant deferral / active EE | $6,187 | $8,101-23.6% | $7,759-20.3% | $6,711-7.8% |
| Admin fee / account holder | $9,933 | $12,402-19.9% | $10,764-7.7% | $11,407-12.9% |